Spend less time on screens. More time with clients.
Get hours back every week and walk into your next file review with the evidence trail already written. Amoeba AI watches every income holding so you don't have to.
The same dividend research engine that powers our consumer platform, purpose-built for IFA workflows.
Book a walkthrough to see how it fits your practice and the product features end-to-end.
What changes when your firm runs on Amoeba AI.
Illustrative outcomes from the Amoeba AI workflow. Your own book figures available on the demo.
A dividend cut is a foreseeable harm. Can you show you acted on it?
Under Consumer Duty, advisers must act to deliver good outcomes and evidence that they did. For income clients, a dividend cut is exactly the kind of foreseeable harm the regulator expects you to anticipate, not explain after the fact.
Manual monitoring doesn't scale
You can't read every annual report for every holding across every client. Risk builds quietly between reviews, and the first signal is often the cut itself.
The file has to speak for itself
If a client's income drops, the question becomes "what did you know, and when?" Without a timestamped record, good intentions don't survive a complaint or a file review.
Spotting the risk is half the job
Once a cut is on the cards, drafting client emails, modelling alternatives and prepping the file note can swallow half a day per client. The detection bit isn't the bottleneck - the response is.
Not just monitoring. Ask, automate, report.
Amoeba AI is a queryable platform for income advice. Ask it anything across your book, automate the follow-through, and hand compliance the evidence - the dividend-risk engine is the intelligence underneath.
Ask
Query your whole book in plain English. No dashboards to hunt through - ask a question, get a cited answer across every client and holding in seconds.
Automate
Build pipelines that run the busywork. Trigger-to-action workflows that fire while you sleep - draft the client email, create the review task, log the evidence.
Report
Branded, Consumer-Duty-ready PDFs on a schedule. Per-client evidence packs generated automatically and emailed to you - paginated, white-labelled, ready for the file.
Same review work. A fraction of the time.
Illustrative timings based on the Amoeba AI workflow. Your saving is measured against your own baseline at onboarding.
Friday evenings back. Monday mornings on the front foot.
The income-monitoring tax on advice firms is invisible until you measure it. The workflow is designed to recover an adviser's worth of capacity inside the first quarter - no new hires, no extra screens.
Hours back, every week
Stop reading every annual report for every holding. The platform watches continuously and only surfaces what needs your attention.
Consumer Duty, evidenced
Every grade change, alert and action is timestamped. The audit trail writes itself, ready for file checks and complaint defence.
Better client conversations
Turn up to reviews with concentrations, exposures and at-risk distributions already mapped. Spend the meeting on advice, not admin.
Start Monday with 3 names
Whole book triaged into In breach, In drift and Review due. No more scrolling 300 rows looking for what changed.
Ask the platform, in plain English
Amoeba AI answers questions across your whole book - cut probability, exposure, coverage, mandate fit - with sources cited per answer.
Per-client Suitability Score
One score per client, broken down by mandate fit, concentration and income reliability. 12-month history shows exactly when things drifted.
Branded Evidence Packs
Per-client Consumer Duty PDF on demand or on a quarterly schedule - yours to send, file or hand to a reviewer.
Suitability Evidence
M. Henderson
SignedDo the maths on the screen-time tax.
Move the sliders. We assume a £50/hour blended adviser cost - adjust to your own figure if needed.
Annual saving for your practice
How many hours per week does each adviser in your firm spend on research, monitoring and client-report assembly today? Start conservative.
Compliance evidence, powered by real risk intelligence.
The audit trail is only credible because the underlying signal is. Amoeba AI scores dividend sustainability across your whole book, then turns every observation into Consumer Duty evidence.
Book-level risk, surfaced before the cut
- Dividend Sustainability ScoreAn A–F grade per holding, weighted by coverage, payout trend and balance-sheet stress.
- Cut-probability engineCalibrated probability score per holding, refreshed ahead of announcement.
- Specialist instrument coveragePurpose-built logic for CEFs, ADRs, REITs, MLPs and preferred shares, not one-size-fits-all.
- Whole-book viewOne alert tells you which holding, which clients are exposed, and how concentrated the risk is.
An audit trail that writes itself
- Timestamped evidenceEvery alert, grade change and review action is logged automatically, ready for file checks.
- Client-ready outputsExport a clear record showing the risk was identified and addressed, in plain language.
- Good-outcome alignmentMaps directly to Consumer Duty's foreseeable-harm and good-outcome expectations.
Don't just see the risk. Respond to it.
Detection without response just gives you a worry list. Amoeba AI closes the loop: every flagged risk arrives with a drafted client communication, suggested remediation, and a logged action you can sign off in minutes.
- Amoeba AI at your sideAsk "which clients are over-exposed to LGEN?" or "what changed in Margaret's portfolio this quarter?" - answers cite the underlying data.
- Drafted client communicationsWhen cut probability crosses your threshold, the platform drafts the client email - plain-English, your tone, ready for your review.
- 3 remediation options on every breachWhen a Suitability Score enters red, the system drafts three remediation paths with rationale - you pick, edit or write your own.
- Quarterly review automationMandate-vs-holdings check fires on schedule per client. Drift, concentration and income shortfall surface before the annual review.
Right-sized for your book and headcount.
Per-adviser subscription, monthly by default. Annual saves up to 17%. No long lock-ins either way.
billed monthly
Solo IFAs and micro-practices. Continuous risk monitoring on a focused client book, with a taste of the Amoeba AI assistant.
- Whole-book dividend-risk monitoring
- Per-holding cut-probability grades (A–F)
- Weekly top-10 risk alerts (email)
- Amoeba AI assistant - 5 queries / day
- Up to 50 client portfolios / seat
- Email support (48h SLA)
billed monthly
The full platform for established advice practices. Up to 250 client portfolios per seat, with Consumer Duty evidence packs.
- Everything in Starter
- Consumer Duty PDF evidence packs
- Per-client audit log
- Amoeba AI assistant - unlimited, whole-book Q&A
- Up to 250 client portfolios / seat
- Email + chat support (8h SLA)
Multi-office practices, networks and consolidators. Volume pricing per adviser seat.
- Everything in Professional
- SSO + role-based permissions
- Back-office API integrations
- White-label client exports
- Named customer success
All prices in GBP, exclusive of VAT. Trial starts after a 20-min onboarding so your data is loaded and ready to evaluate. If the platform doesn't earn its keep in the first 30 days, you get a full refund - no conditions.